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Making the financial transition from paid employment to earning a living on your own is probably the single biggest challenge facing many would be entrepreneurs. For most, the mere thought of financial insecurity holds them back from even trying. But if you have the vision, persistence and the ability to respond to market feedback the financial rewards will soon follow.

Two ways to make the transition.

There are essentially two main ways that you can make the financial transition.

1. Establish a revenue stream before you quit your job.

2. Quit your job and then build a revenue stream before your start-up capital runs out!

Establish a revenue stream before you quit your job.

Establishing a revenue stream whilst you continue to work, for most people is probably the more sensible of the two options.

The advantage of this approach is that it gives you the freedom to try things out at your own pace to see if there is a market for your pro or service before you actually cut off your regular income stream from your job.

A disadvantage of this approach is that it is often hard to devote the time necessary to get your business up and running particularly if you have a demanding full time job. Another slightly less obvious disadvantage is that the comfort of a regular income may make you less prepared to take the risks necessary to make your business succeed.

Quit your job and build a revenue stream before your start-up capital runs out!*

Now this is the riskier of the two strategies and definitely not for the faint hearted!

The advantage of this approach is that you have all your time to dedicate to your new venture. Another bonus is the uncomfortable fact that you don’t have a regular income stream yet. It’s incredible what you can achieve in life when you place you self in a position where you absolutely must succeed. This fact alone, if channelled effectively can rapidly propel you towards the achievement of your goal!

A disadvantage of taking this approach is the fact that it can put you under extreme financial pressure which can then impact upon the other areas of your life as well as the lives of any of your dependants. It could even mean depleting all you capital creating a need to return to paid employment.

The approach I took to set up my Coaching Business…

In setting up my own coaching business I decided to take the later of the two options. I gave up my ridiculously well paid corporate consulting job so I could dedicate all my energies into establishing a successful coaching business.

What I personally like about this approach is the uncomfortable feeling you get when you start eating into your start-up capital whether it be savings, borrowings or venture capital. This feeling has compelled many an entrepreneur to push forward rapidly and make breakthroughs that they would not have been able to achieve had they kept their job.

So which approach should you take?

This a question that only you can answer. Give deep consideration to how you feel about both approaches and determine which one is more suitable for you given your current circumstances. It is also important to consider the type of business that will satisfy your entrepreneurial needs. This may also impact upon your ultimate decision.

Regardless of your which approach you take, there is one thing that is for certain; if your will is strong enough and your idea compelling enough you will find a way!

* Financial Health Warning: if you do decide to take this approach please consult with your financial adviser first.

Damien Senn is a Life and Business Coach as well as a qualified Chartered Accountant. He helps people create compelling futures.

He is the author of the ‘Senn-Sational Success Journal’ and has developed his own coaching model called the ‘Senn-Sational Success System’.

For your free download ‘101 things to do before you die’ please click the following link: http://www.senn-sational.com/freeresources.htm

One of the most serious threats to your organization is the lack of visibility. If your target market does not recognize you, you will not succeed. It is a basic marketing principle.

But how does your organization get access to this vital visibility? There are many viable alternatives, depending on the size of your institution and the goals you have in mind. There are many costs involved in obtaining visibility, but there are some inexpensive ways to enhance your brand name.

The most expensive is buying advertising space. Depending on your desired reach, television, radio, and newspaper are among the most effective. The best spots cost the most, but you may consider remnant space. This is airtime or print ad space that has not yet sold or is hidden in areas and times. It is less expensive, but may not be worth the money if not seen of heard.

For the money, direct mail is quite possibly the best alternative. There are many ways to obtain mailing lists, and they range in cost depending on the quality of information. Direct mail brings great results and it is easy to track your efforts.

Creativity is the key to direct mail. You must differentiate your organization for the others to have success. By placing a logo or icon on your address labels, you will appeal to your target market and they will associate with your cause.

Visibility does not happen overnight, but being seen time and time again will increase your chances. You customer will recall seeing your logo when they least suspect it.

As with anything, obtaining visibility takes time. And you must be patient. Affixing a visible address label identifying your organization may be the most cost-effective solution for your ongoing marketing efforts.

Robb Ksiazek is a successful author and publisher for http://www.checks-4u.com/Address_Labels.htm. He has researched and written hundreds of articles and can simplify your online search by recommending merchants for the best value and selections in business or personal checks, address labels, rubber stamps and envelopes.

Preparation for a firm’s event, particularly Around London, could be a tricky, and time consuming procedure if your work are not organised, and just do not have the right resources near. From appointing bar people, to making sure cleaning staff are prepared to clear up the venue, organising belly dancers, champagne, it might often all incredibly speedily become unruly.

And it is all about your firm’s workforce. Please do not forget that for one minute. Whilst using a delightful waterfall of Verve Cliquot falling from your business’s corporate event entry might be the firm’s suggestion of workforce. event heaven, if people haven’t say cater to diabetics then your company are in all probability going to be in difficulty! Take care to make certain that every one of your personnel are content, their individual desires are under control, and your business can be well on the way to co-ordinating an awesome event. Make certain the company plan, coordinate and plan again.

Corporate event is necessary to the smooth running of your company’s shindig and you really cannot do too much here. It’s always best to make certain transport is taken care of and so when the time comes to disappear the corporate gathering, your visitors are not floundering outside struggling to grab coaches to get home. Preperation might often be a challenge if your work are arranging a corporate event for a large number of workers, therefore it may be an idea to gain some assistance from skilled specialists if your work force are unfamiliar with doing this sort of thing! If you’re planning corporate events, london is a good place for a party.

Pick and choose the function venue informatively. Should most of the company’s employees live in south west of the capital, hiring a place in north of the capital will probably not be the greatest idea, even if it’s the most pleasing Work events function venue Around the whole world. Do not always make things complicated for workers when they don’t have to be. Your company can get lots of corporate event planners and contractors with Hardens Employee events.

Around the city of London Hardens have an online directory of caterers, mobile discos, fancy dress hire, cakes, you name it, you’ll be able to uncover nearly every type of Work celebration service, allowing the company’s get together go with a massive bang!

The other day, someone asked me what it’s like to be a work at home mom. I just blinked back at him, my mind blank. How could I possibly describe life as a work at home mom? Only someone who’s lived it can understand the juggling act it requires.

Work at home moms have the usual responsibilities of being a mom - folding laundry, scheduling doctor’s appointments, helping with homework, reading bedtime stories, and basically being on call 24-hours a day. In addition, there is the conundrum of how to find time to work and answer emails, do networking, update bookkeeping, make phone calls, and more. And, it must fit into a 24 hour day. So, how do we do it? How do we stay sane in the chaos?

It’s disclaimer time. I am not the person to give advice on sanity. I’m pretty sure I filed away my sanity last year when I did taxes. I have my days where I say “That’s it! I’m getting a regular job!” But, then I talk to my wonderful friend who reminds me of the reality of the real world — the traffic, the boss who won’t let me go to my son’s field trip, and the fact that I’d probably have to buy pantyhose again. She manages to slap some sense back into me every time. I hate pantyhose.

Working from home the last few years, I’ve picked up a few handy tips. They aren’t magic beans, that, when planted, will grow you a nanny and a housekeeper, but they can help you to enjoy being a work at home mom just a little bit more.

10. Freezer Cooking! This is my personal life-saver. Spend one day during the week or one day each month assembling meals and your reward is a freezer filled with food. Then, when it’s time to make dinner, just grab a healthful, inexpensive meal from your freezer, heat it up and serve. Think about it. Next time you cook dinner, quadruple the recipe and put what you don’t eat into the freezer for later. Presto! Magic food will appear in your freezer the next time you need it.

9. Pay it Forward- By helping others, it reminds us that many of our own problems are much smaller than they appear. Whether you donate money, give blood, or volunteer your time, you are setting a beautiful example for your children. Involve your older kids and make volunteering a family activity.

8. Stay Healthy - Dust off your rollerblades, strap a pillow across your bottom and hit the pavement. Or surprise your children and the dog with a nice long walk.

7. Organize, organize, organize! If you’re spending hours each week sorting through piles of paper, looking for receipts or “to do” lists, that is wasted time and unnecessary frustration. Sweep the Magic 8 ball, the empty jar of peanuts, the Slinky, and the Snickers wrapper off your desk right now. You can do it!

6. Save Money - As Benjamin Franklin wrote in Poor Richard’s Almanac “A penny saved is a penny earned.” Work at home moms know how hard it can be to earn a penny. So, do everything you can to save those hard-earned cents.

5. Time Management - Don’t let Time Stealers make you work any longer than you need to. When you’re sitting in front of your computer or talking on the phone, that is time away from your children. Always remember your “why”. WHY are you working from home? If the reason is to spend more time with your kids, then figure out how to make that happen!

4. Learn and Learn some More! - Find a mentor or someone who you like the way they handle their business. Network with other moms who are successful, take online classes, or hire a coach. Invest in yourself and you’ll invest in your business.

3. Play with your Kids - Whether you sit down to play a board game, or drive Hot Wheels around the carpet, there’s always fun to be had. If you need some ideas, check out http://www.ShowKidsTheFun.com

2. Keep your sense of humor. Laugh every day! Turn off your computer, put in your copy of The Village People “YMCA” (I know you have one) and Dance! Dance! Dance!
and the number one way to stay sane as a Work at Home Mom …..

1. Always remember “The days are long, but the years are short.” Although it oftentimes feels like the days drag by as a work at home mom, remember that the years are flying by. It’s that reminder that keeps me grounded on days when the projects are heavy and the beach is calling.

If you’re looking for me, you can find me at the beach!

Nicole Dean is the mostly-sane Mom behind http://www.showmomthemoney.com - helping WAHMs Succeed. If you want to be a successful and mostly-sane work at home mom, too, don’t miss Nicole’s free tutorial at http://www.showmomthemoney.com/free-tutorial.htm

If you’re paying a copywriter to do a job, you may not care about keeping them happy. On the other hand, if they are happy, they’ll do a better job and work more efficiently, which will help keep the price down.
So how can you help your copywriter to produce excellent work - and keep them happy into the bargain?

Plan ahead

Try to build at least some time into the project for the writing.

The brief

Give your copywriter a good brief, and they’ll be off to a flying start. Supply as much background material as you can. The brief which says “there’s lots of information on our website” usually starts the alarm bells ringing. It’s amazing how few people in business have really looked at their websites and analysed how little information is there.

You may not have much information, however, and you may employing a writer so that they can go and find it - perhaps by interviewing product managers or chief executives. That’s fair enough. But there are still plenty of things you should try to include in the brief - or at least find answers if the writer queries them.

This should include a guide to your marketing positioning, your brand and so on. Who are your customers / clients? What makes them buy? What messages do you need to get across?
If possible, dig out product / service descriptions, reports, whatever you can find. Most copywriters like to get as much information as possible: they can sift through it, that’s their job.
The other dreaded bugbear, however, is the PowerPoint presentation. These usually contain nothing. They might be useful in sales, because there’s someone there talking over the slides. But for copywriters, they are usually next to useless.
The same goes for mission statements. Don’t bother.

Ask people to respond

If the copywriter needs to talk to people in your company, but they never respond to phone calls or answer emails, things can get a bit frustrating. In fact, the job can stall.

Approvals

When you get the copy, remember to look at the bigger picture. Bear in mind that the copywriter is pitching this material for your customers and clients - not your sales force or managing director. The customers are the ones that really count. The language has to be what they will respond to. That’s part of the reason to employ a copywriter - they understand this stuff.
The copy will usually need tweaking and refining. This is normal. Make sure the core messages are right first, before getting too engrossed in sentence structure. When it’s time to give amends to the writer, try to make them co-ordinated. Ten conflicting set of track changes in a word-processor file will spoil anyone’s day.

Give it back

One of the most common mistakes in marketing is to allow all-and-sundry to make last minute changes to the copy, without ever consulting the writer. Horrible sentences get shoved in regardless. The tone of voice is wrecked. All that care taken polishing the flow and creating a coherent sales message is wasted - because someone decides to cut and paste a sentence without even re-reading the piece as a whole. You’ve paid a writer - so if at all possible, get them to have a final read through.

Pay up

Like everyone else, copywriters like to get paid for their work. On time, if at all possible.

Keep the copywriter informed

If you really want to keep your copywriter happy, send them a copy of the finished product, if it’s a brochure for example, or at least a little message that the website is live. Give praise where it’s due. Give feedback, if that’s more relevant.

Keep it coming

More work would be nice. Lots more lovely work.

UK copywriter and journalist Simon Townley can be contacted through http://www.simontownley.co.uk. You are welcome to re-use this article on your website providing you don’t change it, you include my byline and you link to my website.

When you are seeking an interview, you want to find the person
who makes the hiring decision. The Human Resources office is NOT
the place to call. They just do the paperwork. You want to find
the person that will actually interview you. Don’t be too shy to
call the company and ask who is the person in charge of such and
so department, but don’t give away that you are looking for work
or you might not get the information.

When you have made contact with the hiring manager, make your
schedule for meeting flexible so that you can meet at that
person’s pleasure. Be sure to let them know you will meet before
or after work or even on the weekend or away from the office.

Never let up on your search - especially not during the
holidays. Companies are always looking for the best people to
hire, so don’t let a holiday stop your pursuit.

Follow these tips: 1. Use email to send a persuasive
introduction to the hiring manager.

2. Show up at the company and tell the hiring manager’s
secretary you will be happy to wait until the manager has time
to see you.

3. Call the hiring manager before the start of the regular work
day - you might catch them answering their own phone before the
secretary gets there to do it for them.

4. Write a letter to the hiring manger, marked “personal and
confidential.” Praise their secretary for the excellent job of
protecting them from interruptions. Then launch into your
request for an interview.

5. Call the hiring manager on your cell phone from across the
street and say you are in the neighborhood and would like stop
in for a quick chat. This might get you in the door.

Remember, the early bird gets the worm - so be diligent in your
efforts if you want to succeed.

Yes… Thousands of people are working from home making money on the internet. It’s a cold world out there now, and on the surface all we can see is scams. Working from home has been targeted by desperate people wanting the secure monthly income ‘Dream’.

Well… You can do it, you just have to eliminate the scams and be smart enough to uncover the real working from home schemes. From the research I have done it seems that most genuine schemes involve affiliation.

Stop… affiliation! Lets simplify this one… affiliation is nothing but telling people about something.

Don’t get confused by advertising. Most schemes want you to refer people to their scheme. When you look at this on the surface you automatically assume ‘Advertising’. Its not! Advertising for free will only get you so far. You have to reach the people that really matter, the ones who want to work from home to.

People don’t realise this but the real market is offline! Target mums, friends and family etc… The real ‘Cogs’ for your money making machine are in residential area’s people like you and me.

http://JustMoney.ws - have a look at this program… take my advice and what I have said, and put it into practice.

This is the only want you will find your ‘Dreams’ Its not easy anymore! But its possible!

Good Luck!

Martin Cooper

http://JustMoney.ws

A Successful business man helping others to work from home!

Ok…so you already have a crack staff of writers on-hand to handle your company website’s writing assignments. So why should you consider hiring a freelance copywriter?

Well, as you know, today’s corporate belt-tightening often means too much work for too few people. This is especially true in the communications area, where cutbacks have strained the resources of our workforce across the board. The result? Stress, overwork and low morale.

And of course, this strain is more intense when those unusual or special projects come up. The disruption in the day-to-day activities of your staff can have two results. Either this project gets low priority or the day-to-day work suffers.

What’s the alternatives? Well, you can solicit the services of an established Ad agency or PR firm. And in some instances this can be the wise choice, especially when you need the kind of flashy productions intended to impress and entertain the client…the kind designed to win glitzy awards.

The problem? These fancy productions often come with a significant price tag. Face it, these firms have a lot of employees to feed and the cost of this high overhead is passed on to you. And that often means a budget under stress.

In addition, these firms tend to be busy with the best writers often assigned to the large, high profile clients. You may get a team of junior writers, but you’ll still pay the high cost.

The solution? Studies indicate that hiring a freelance writer can actually average 5% (or more) less expensive than work done internally. While at first glance the higher freelance per hour rate appears more cost, when you add the true cost of internal labor, not only salary, but benefit and overhead costs. And because you use him only when needed, there is no ‘downtime’ cost.

And with low overhead, the costs for freelancers are generally significantly lower than the established ad agency and PR firms.

What are some other advantages, besides cost, to having a freelance writer in the bullpen?

Control…Office politics, personal sensitivities and organizational bureaucracies often effect control of a project deadlines and content. The freelance writer is your strategic sourcing partner for any project, working with you.

Objectivity…Essential to creating powerful persuasive copy. Freelancers can give an impartial view and new perspective to your project.

Writing experience…Intimate knowledge of a product or service is not necessary to write about it. Good copywriters are experienced researchers and adept at asking the right questions to get up to speed quickly. What is more important is the fresh perspective that comes from their diverse experience in meeting a variety of communication challenges.

Better results… Many writers can write well…but few can produce the powerful and persuasive copy that optimizes lead generation or sales. The best copywriters are masters at pulling in qualified customers dramatically increasing profits.

Fees…Copy fees are almost always a very small portion of the total project cost, but its effect on money generating results can be enormous.

Don’t wait until crunch time to start seeking relief. Have a freelancer in your bullpen to come to your aid…when you need him.

Copyright Alan Richardson

Alan Richardson is a well-known internet consultant and publisher with www.optimalwebservices.com - a Web resource firm in North Easton, Massachusetts, offering free advice and information for web-based small businesses and entrpreneurs.

To read other articles by Alan, click www.optimalwebservices.com/articles

To signup for the free ‘Optimal Web Services for Small Business’ ezine, click www.optimalwebservices.com/subscribe

Definitely the most common recrimination by observers of the no fax no credit check cash advance industry is fixated on the annual interest rate normally demanded for a short term payday loan which can compound to a staggering 2-300%.

This annual percentage rate or “APR” is a well accepted indicator to formalize the total amount of interest a borrowing customer will have to pay as brought forward to one full year. The Annual Percentage Rate (”APR”) provides an accepted groundwork to realistically figure out which device shows a higher versus a lower ultimate cost to the borrowing customer, incorporating extra costs that might apply.Clearly the annual percentage rate may be seen as a very powerful gauging technique relating to financing traversing a span of at least twelve months .Unfortunately, in respect to two weeks investments APRs are unquestionably considerably less useful.

Rather, I prefer to compare a payday loan to getting a taxi home from the office meeting. Likely it will cost you 40 dollars to drive home by taxi. Indeed, 40 dollars qualifies for quite a bit of money to fork out for merely getting home still lots of people do it simply because it’s a sensible thing to do and caters to a must. Right, we all know that we could also rent a car for an entire day for 40 dollars including as many miles as we wish.

Alright, let’s just say we do that— to wit, hire this car and drive it for 400 miles during that one day we’ve hired it. Subscribers of APR would assert that we need to annualize this quote to attain to sensible comparisons! So to check this out, we’ll take this taxi price (to wit: $2 per mile times 400 miles) resulting in eighthundred dollars. The annualized counterpart of the car rental option vis-a-vis the ride by taxi gives $40 contra $800. Now, you and I should realize that car hiring we opted for was not the optimal solution for us, no matter how much more expensive the APR was in this specific case.

And it’s exactly the same with payday advance loans. Remember that short term payday advance loans are limited to two weeks, not annual loan agreements. The high APR is no reliable tool for comparison owing to the fact that this specific breed of loan does not bridge one year. The absolute interest rate charge equates to roughly 15 - 25% for the loan. That fast cash loan advance is an expensive decision nobody should adopt without prior inspection of any and all feasible alternatives.

Doubtlessly they can help people when trying to survive a financial squeeze. But they are not meant as a competitor to mid- or long-term financing instruments. Get more info about the payday advance online here.