Students Of Success

Microsoft Excel is still a powerful tool on the market because of its versatility. Almost any type of project can be built whether you are a beginner or an Excel wizard.

Whether it is a simple calendar or a call forecasting model for a customer service company, Excel provides every time.

Excel has a huge market; there is always someone out there who requires a product of some type or description.

Now my question to you

How often do you click on that little green X in your program files?

I’m sure I know the answer from most of you proficient users, but what about everyone else.

If you have never really taken to using Excel in your business or home, now is the time to shake of those virtual mothballs and learn. Within a short time you should start to gain confidence and realize how such a simple program can make some of your more difficult, time-consuming processes very easy.

Some of you may feel uncomfortable about taking up the challenge of learning something new. My suggestion is to look on the Internet or buy a book on Excel that includes little projects on building spreadsheets. This way you can be safe knowing you have a guide to help you through your learning experience.

This article was written by Guy Marlow, a professional in business tool creation. You can view his webpage at http://viralmarketinguk.com.

Shopping for new wheels can either be a frustrating experience or it can be rewarding one. If you follow these suggestions, it will be fun, rewarding and you’ll save a lot of leg-work and money.

Are you looking to spice up your ride with a set of new rims? When you have a vehicle that you’re proud of, its only natural that you want it to look the best it can look.

And there’s no better way to jazz up your vehicle than by giving it new rims.

There’s a few things that you should know before you go out looking for new rims. And you’ll want to keep a couple of things in mind.

Where Do I Go Shopping For New Rims?

You have many options:

• you can go down to your local auto dealer
• you can look in on a specialty auto after market store
• you can stop in at a tire/wheel retailer

You’ll be able to find some rims….you may even be lucky enough to have a fairly good selection to choose from.

But if you’re looking for a really great selection of unique rims to choose from, then you need to look online. Shopping online offers you a whole new world of choices.

When you shop online, you aren’t limited to just what the retailers in your area have to offer you. Now you can shop for rims in every store, in every town, in every state, in every country. As long as they have a website.

Why Is A Wide Selection Important?

It’s important to have a wide range of choices when you’re buying new wheels because you want your vehicle to look unique and you want rims that fit your particular vehicle.

Online you’ll see a huge selection of styles and brands in chrome and alloy.

However, if you’re one of those people looking for something really special, you’ll find colored wheels, rims with colored lug nuts, rims with lights in them and even wheels with “diamonds” on them.

What Do I Need To Know When I Buy Online?

Look for a site that offers reviews. Many online merchants will provide customer feedback so that you can see how people feel about their decision to order from the site.

Shipping cost can be a concern for some people shopping online. However, some online stores offer free shipping direct to your door. We know of one that will ship to your installer if you prefer.

But be careful. Some online merchants require that you buy tires from them as well in order to get free shipping.

As with anything that you buy online, be sure to only shop on a website that is secure. You’ll have to give your credit card info, or us an online payment system such as PayPal, so make sure that the site provides a secure shopping cart before giving your personal information.

What Else Do I Need To Know?

Obviously, you’ll need to know what size you need. This information will be in your vehicle user manual. If you don’t have the manual just go to a tire store or car dealer and ask for their help. You’ll find them more than accommodating.

Why Should I Buy New Rims?

Some people buy new rims to jazz up the appearance and make their vehicle look sexy. Others buy after market wheels to improve the performance of their vehicle. When you get a mix of appearance and performance in your rims you can actually improve gas mileage as well as the handling of your vehicle.

Alloy wheels may actually reduce wear and tear on your brakes. Alloy rims reduce the heat that results during braking.

And lastly, unique and sexy wheels will definitely add value when it comes time to sell.

So, remember, buying new wheels can be fun and you can save a lot of money by shopping online.

Bob Martin says “Don’t buy any new rims before you look at this today.”

This article is a copyrighted work and does not come with reprint or resale rights and may not be altered or changed in any way including the resource box. The site owner acknowledges that by using this article they accept this condition. The only exception being to bold the appropriate copy i.e. headlines and subhead text.

If you bought or sold your first home after 2001 then you may be perplexed by the current market. If your home has been on the market over three weeks without an offer and few people are showing up at the Sunday Open House… Relax… Do not panic.. You did not choose the wrong agent… This is just a return to a normal market.

Over the last 5 years we became accustomed to a frantic and fast paced market where property sold in a day with multiple offers and selling prices far over the listed price. The last four months have seen a change from that mad whirl to a slower paced normal market.

In a normal market it may take 30-90 days for a property to sell. The list price will be close to what the house down the street sold for last month and maybe a bit under, not $200,000 over that price. The best offer you receive may be the first offer and it will likely be below the list price. If you are lucky you may get four potential buyers through an open house. Your Nephew who quit his job as an engineer to make millions in real estate is probably getting ready to go back to engineering.

Potential buyers are taking weeks or months to make a decision about a property. They are no longer willing to pay top dollar for a home in poor condition. They might look at a fixer if it is priced right but will not pay a premium price for a marginal property.

A prospective purchaser will buy when they perceive a definite value. They will no longer be willing to overpay on the assumption that the home will double in value in 6 months. This does not mean that prices are dropping drastically because they aren’t. It does mean prices will increase at a slower pace. If a property is perceived as an excellent value then you will see multiple offers. I know of 6 properties in the last two weeks that sold for over list price with multiple offers. They were all listed at market value and in excellent condition.

Many Sellers have a hard time adjusting to a slower market. They do not want to believe the Great Times are over and now they must settle for Good Times. Many Sellers get into trouble and wind up chasing a down market. They continue to list at a price higher then market value in the hope that someone will still pay their price. In the long run sellers who chase a market almost always lose more then if they had priced their property correctly when it was first listed. None of us is smarter then the market!

If you are thinking of selling soon here are a few tips:

Get your home in market condition.

*Take a good look at your home. If you have not painted recently then paint
the interior and exterior if necessary. If the carpet is worn replace it.
Have the house professionally cleaned including windows. Make those minor repairs you have been putting off.

*Look at the exterior of your home. Landscaping is often the key to selling a home.
Buyers make half their decision on a property based on the exterior
of the home. Many will not even get out of the car if the exterior is not
appealing.

*Price your property at market value. Sellers always think a buyer will make a
lower offer on their home even if it is over priced… but they don’t. Buyers
rarely look at property well over their price range in the hope the seller
takes a lower offer. Your agent will give you current market COMPS
on similar homes in your area. Ask questions and view some of the competition to
see what they are like compared to your property.

*Have realistic expectations. Relax.. and your home will sell at the right price.

Kaye Thomas has been selling real estate in Manhattan Beach Ca since 1979. Kaye works with buyers and sellers and specializes in residential and small residential income property. In addition to selling Kaye spent 16 years managing an office and developed an extensive training program for new agents.

For more information on the Manhattan Beach and Southern California/South Bay real estate market visit Kaye at Kaye Thomas 4 Homes, Move 2 Manhattan Beach, or her Real Estate Blog at Manhattan Beach and South Bay Real Estate Information

Alright, another night’s trading has gone by and now we have a potential trade setup.

First, though, let’s go over last night. In case you have forgotten, we sat on the sidelines last night, so for us there was no trade. Now, to give credit where credit is due.

For the traders who did go short at 1.8830 and played the 50 pip profit, they closed their trade within 1 pip of the low of last night. Very impressive trading and I applaud all of you.

However, there was even a better trade taken last night, and of course this trader was sure to let me know about it.

Instead of playing a breakout to the upside of yesterday’s consolidation, he went short at the top of the range. In fact, he took his short at 1.8880. If you look back at the yesterday’s trading, you’ll see just how impressive this is.

Now, don’t misunderstand what I am saying. I am not taking any credit for this trade. In fact, I am using this to show you that any of you can outperform my trading. I say this very proudly, because my goal is to teach you well enough so that I am the worst trader in the room, but I still make the money I make now.

Let’s move onto tonight’s trading outlook.

Since we have continued in our downtrend, we will only be looking for short trades. While in this type of trend, there are two ways to enter into a trade.

One, to enter the trade on a bounce up to a good resistance level. By using this method, you limit your risk and you limit the number of trades you will enter. However, if you can accurately find these trades your profit can be substantial.

Secondly, you can enter trades as price breaks below any previous low. In our case, the low to watch right now is 1.8742 (according to our charts with GFT). This trading method leads to more trades but more risk. However, in severe downtrends you may not get a bounce that will allow you to enter a trade in the first method described in the previous paragraph. By using this method, selling as we break the old low, you position yourself to get short even in the strongest down trends.

Both of these methods have merit and can be traded with great success. Which one you decide to trade will come down to your trading style and preferences.

Some traders will use both of these techniques at different times.

Why do I tell you this? I want to get you into the habit of looking for patterns in trading. I want you to recognize how Cable responds after periods of consolidation, or trends.

This way, you can use this information later in your trading.

Tonight, we see some resistance at 1.8830, and 1.8860 and 1.8880. Any of these levels can play an important role in tonight’s trading. It’s important to pay attention to price action at these levels.

Also, we will keep an eye on what happens if Cable breaks below that 1.8742 low from yesterday.

1.8700 can play a role as support, although we won’t be looking for a long trade tonight. This may be a good place to put your profit targets.

We find these support and resistance levels using a set of technical indicators and other variables that we have found to be most successful for us. We use several other indicators and a variety of technical analysis techniques to enter and exit all of our trades. Every trader will have a different combination of indicators that makes the most sense to them. Learn how to develop your own successful Forex Trading style with our Elite Forex Trading Course or Forex Seminar.

Eddie’s Trading Tools:
Forex Seminar | Forex Trading Course | Forex Trading Education