Students Of Success

If your claim was denied for Virginia Worker’s Compensation, then there are some questions you need to ask about your claim. The insurance company letter will typically say your accident is “not compensable” under the Virginia Workers’ Compensation Act.

1. Did you injure yourself in a specific accident or was it a gradually occurring problem (such as tendinitis)?

2. Did you report it to a supervisor immediately and was an Accident Report filled out the day of the accident or at least within two to three days after the accident?

3. Did you immediately go to a doctor or an emergency room that day or at least the following day?

4. If you slipped and fell at work, do you know what caused the fall such as water on the floor, a slippery carpet, etc.?

5. Was there a witness who can confirm your accident and is he or she willing to come forward?

6. Were you under the influence of any drug such as marijuana, cocaine or alcohol at the time of your accident (Many employers will give an injured employee a drug test)?

7. Were you doing a work activity at the time of the accident or were you on a personal mission or errand?

8. Were you the victim of horseplay by a fellow employee?

9. Were you the victim of a personal assault by a fellow employee or someone else who was a stranger to the employment?

10. Did your injury occur as a result of an ordinary activity such as bending, stooping, reaching, etc.?

11. Did you injury occur as the result of a fight with a co-worker or your boss?

12. If you fell on a stairs, did you slip as the result of poor lighting, water on the stairs, other substance on the stairs, bad carpet, etc.

If your denial involves any of the above circumstances, then you should not talk to the insurance company but rather you should talk immediately to an attorney who specializes in Virginia Workers’ Compensation. You can check my article, “How to Choose the Best Virginia Workers Compensation Attorney.”

This may be considered AN ADVERTISEMENT or Advertising Material under the Rules of Professional Conduct governing lawyers in Virginia. This note is designed for general information only. The information presented in this note should not be construed to be formal legal advice nor the formation of a lawyer/client relationship.

Jerry Lutkenhaus is a practitioner of Workers’ Compensation law in the Richmond, Virginia area for over 30 years He was given an “AV” rating by Martindale- Hubbell in 2003. Lexis Nexis listed him in the 2005 Bar Register of Preeminent Attorneys. For more information, see our web sites at http://www.geraldlutkenhaus.com and http://www.virginiadisabilitylawyer.com or call Jerry Lutkenhaus at 804-358-4766 for a free consultation on your claim.

The cellular telephone has taken the United States by force! You can not walk down the street without seeing somebody on a cell phone or hear the thousands of ringtones going off throughout the day. They are both useful and enjoyable. You can talk with a cell phone, you can take photographs, you can play games, you can listen to music, access the internet, organize a day planner and much more all from a little device you slip into your pocket or purse.

The market has now catered to the downloading of MP3 music for cell phone owners and even cellular phones that are not MPs capable there are short ring tunes for the other cellular phones. Wallpapers are available by the hundreds of thousands now for downloading. Everything to personalize your cell phone’s character. You can even find custom designed faceplates with numerous designs and colors to really change the looks of your cell phone.

The bigger question is what cellular service best will service your needs and area. There are many different companies to choose from. Just a little research will provide you with your best options in a cellular provider. Then you can start on the process of deciding which programs they offer are best suited for you. Last but not least you must decide on the choice of the right cellular telephone for your needs. Flip phones, slider phones, Standard Square, camera pone, MP3 cap bible phones or day planner or organizing.

There are lots to decide from and the entire process can be a fun adventure or the unprepared buyer can be in for a nightmare contract that will cost you dearly for unwanted services or add on services. Be smart and do a little research BEFORE you go into your local cellular service provider. You will make more educated choices and your pocketbook will that you.

Dennis Evans is one of the million cellular telephone users of the world. However check out my website “My Cellular Needs” and find all the latest MP3 music and desktop down loads. There are great cellphone comparsion charts and service providers. Great deals on many packages. Check out my one stop cellular website.
http://mycellularneeds.com/