How to buy used car?

Filed under:Cars + Rides — posted on December 9, 2007 @ 10:45 pm

Spending a little time now may save you serious money later. Go
to a reputable car repair shop and ask if you can bring the
vehicle by for a look-over. While you’re there, ask what cars
they have to repair most often. Take heed. Also, ask what the
inspection includes, how long it takes, and the price. Always
get this information in writing - just to be safe.

Once the vehicle has been inspected, ask the mechanic for a
written report with a cost estimate for all necessary repairs.
Be sure the report includes the vehicle’s make, model and VIN.
Go over it with a fine-toothed comb and make sure you understand
every item. If you decide to make an offer to the dealer after
approving the inspection, you can use the estimated repair costs
to negotiate the price of the vehicle.

Remember, private sellers generally are not covered by the Used
Car Rule and don’t have to use the Buyers Guide. However, you
can use the Guide’s list of an auto’s major systems as a
shopping tool. You also can ask the seller if you can have the
vehicle inspected by your mechanic. If he/she says no… beware.
No matter how nice the car appears, something fishy is going on.

Now, a private sale likely will be on an “as is” basis, unless
your purchase agreement with the seller specifically states
otherwise. If you have a written contract, the seller has to
live up to the contract. The car also may be covered by a
manufacturer’s warranty or a separately purchased service
contract. But that doesn’t mean that the warranty and service
contract are transferable. Plus, other limits or costs may
apply. Before you buy the car, ask if it’s still under warranty
or service contract, and review that baby carefully.

Some states will require vehicle sellers to pass a vehicle
inspection before a sale is made. That’s not always the case,
though. To find out what your state requires, contact your state
Attorney General’s office or a local consumer protection agency.
Hey, it’s just a phone call. And it could save you a real
headache later!

Whether you end up buying a used car from a dealer, a co-worker,
or a neighbor, follow these tips to learn as much as you can
about the car:

Examine the car carefully yourself using an inspection
checklist. You can find a checklist in many of the magazine
articles, books and Internet sites that deal with buying a used
car. My favorite book that I’ve used several times is How to Buy
and Maintain a Used Car by Brad Crouch.

Once I bought a used car in August, and never thought to test
the rear defroster. Guess what? Come November, I found out it
didn’t work. If you’re shopping in the summer, don’t forget to
check the heater. And if it’s cold as ice outside, still turn
that air on full blast and make sure it works!

Ask for the car’s maintenance record. If the owner doesn’t have
copies, contact the dealership or repair shop where most of the
work was done. They may share their files with you.Talk to the
previous owner, especially if the present owner is unfamiliar
with the car’s history.Have the car inspected by a mechanic you
hire.

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Filed under:Money Making — posted on @ 10:26 am

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Ten Ways to Eliminate Guilt From Your Life

Filed under:House Of Self Improvement — posted on @ 10:06 am

1. Say “Yes” Only When You Want To

You want to please everyone, but you end up disappointed in yourself. Don’t say “Yes” unless you absolutely want to. If someone tries to make you feel bad about it, remember that they are more concerned about their own agenda.

2. Think Before You Speak

Before you communicate, think about what you are going to say. Make sure you communicate clearly so that the other person fully understands the information you want to share. It’s better to prevent an argument or disagreement than to try to retract what you have said.

3. Establish and Enforce Personal Boundaries

Make sure that friends and family are clear on what you will and will not accept from them. Be specific about your boundaries. Don’t assume people can read your mind. Speak up about anything that displeases or offends you.

4. Have a Sense of Humor

Some people use sarcasm to make other people feel bad intentionally and unintentionally. Be witty when someone uses sarcasm to make you feel bad. Laugh it off or make a joke about it. Have the upper hand in the situation.

5. Have Self Respect

Your opinion, time, and values are important. If you don’t let other know that you have respect for yourself, how can you expect them to respect you? If you don’t value what you have to offer, no one else will.

6. Keep Your Promises

Unless you have an emergency, do what you say you’ll do to avoid any conflicts later. Honor your promises. Be fully committed to the promise by prioritizing what is most important to you. If you promised to visit your grandmother, do it at a time that is convenient for you.

7. Take Care of Your Feelings First

Do you put other people’s feelings first? Each time you do, you give away a little of your personal power and self respect. By protecting someone’s fragile ego, you are neglecting your needs.

8. Don’t Make Assumptions

You don’t know for sure what someone else is feeling or thinking. The only way to know is to ask. Don’t be so sure that people are going to judge or condemn you.

9. Forgive Yourself

We all make mistakes. Give up blaming and berating yourself. If you hold on to them, it is difficult to move forward and let go of the past.

10. Do Your Best

You can’t please everyone. Sometimes you can’t win, no matter what choice you make. You don’t need to justify your choices. If you’ve done your best, that’s all that matters.

Marie Magdala Roker is a Personal Development Coach an Author of Successful Thinking for a Successful Life: How to Banish the Unhealthy Thoughts and Habits That Limit Your Success. Her Successful Thinking program is an affordable coaching resource that offers support and encouragement when there are roadblocks to success. You can find out more about the program at http://www.thinkandbesuccessful.com or sign up for her free Be Inspired newsletter at http://www.smartbeecoaching.com

Myrtle Beach Golf - Quantity & Quality

Filed under:Sports News + More — posted on @ 9:25 am

Myrtle Beach is the best of both worlds for every golfer, QUALITY and QUANTITY. The Grand Strand has over 120 courses designed by the best in the game: Dye, Jones, Nicklaus, Palmer, and Fazio to name a few. Over 1 Million golfers played there in 2004. You will find the largest assortment of quality courses to test your game, both mentally and physically.

Ten years ago, our group of relatives, friends, and friends of friends, began our now yearly trek to this golf capital of the world. Although our line-up of players and courses alters slightly from year to year, one constant remains, that is the great golf bargains we have found in this golf mecca. Planning for the next years trip begins even before we putt out on the 18th hole of our final day. We don’t want it to end, and we can’t wait for the next trip to begin.

Living in the northeast, we play some great courses in PA, MD, and VA throughtout the year. But to us, it is all is just a warm-up to our late August mini-tour of this South Carolina beach town. With most of us approaching our late 40’s or early 50’s, it’s the one time of year the wives let us indulge in a week of golf heaven, and we really get to be boys again (it pays to have picked the right mate). Since we have already fulfilled our families’ summer vacation obligations, and the yard work is winding down, late August is the perfect time for our trip to paradise.

Playing Myrtle Beach in late August finds courses 1/2 to 1/3 of their premium peak season rates. Along with the lower hotel fees for this late season visit, we easily justify the trip. Crowds are low, most kids are back in school, and there are times when we are literally the only golfers on the course. Play is fast and cheap, so we have to go 36 holes!

We play combinations of “related” or “sister” courses like True Blue & Caledonia. Or, Tidewater & Grande Dunes. Many combinations like these provide substantional discounts for same day play, some even offer discounts for playing both in the same week. Complexes like the Legends or Wild Wing, have numerous courses on the same property where after a quick shower and lunch at their fantastic facilities, we are well tuned for a second 18 holes. Tee Times are in abundance for most of these top quality courses, we rarely run into a problem getting on a course. These are some of the best courses in the world. Where else can you play a TPC course for a replay rate of only $40-$50? The fee includes the same friendly accommodating staff, cart, practice range, full use of the facilities, locker room, restaurants, bar, and of course, the COURSE! All for a fraction of the peak season rates!

Private Membership courses are available for play as well. For example, stay at the “Caravelle”, and Tee Times are available at “the Dunes” Golf & Beach Club. Newly renovated by Rees Jones, this course is a spectacular play, and former home of the PGA Senior Championship. Play it again the same day and pay less than you would for your regular muni-course back home. Intimidated by the courses? Don’t be, 4 or 5 sets of tees are available on most courses to accomodate almost all levels of play. Still not sure? Call the course. We have found the staff at any of these facilities always willing to help in providing information on any of the courses in the Grand Strand.

Check the local paper daily, as specials and bargains on golf are advertised regularly. Most hotels even have their own golf coordinator to assist you with tee times, course selections, and even transportation.

When you are finished with your golf for the day, you will find the restaraunts and nightly attractions as equally accessible and outstanding as the golf courses.

Lose a few balls? Break a club? Run out of tees? No problem. There is more than an ample supply of quaint little golf shoppes and massive bargain golf stores up and down the Grand Strand.

Three things you need to consider when taking advantage of these great golf bargains this time of year, and we have experienced all of them at one time or another. First, is the heat an humidity. Although it is typically not bad in the morning rounds, we experienced a few afternoon rounds which were quite uncomfortable. Second, it is hurricane season. In the past 10 years we were only pulled off a course once to evacuate. However, most courses were open the next day. Third, the “Dupont Amateur”, one of the largest amateur golf tournaments in the world. There are still more than enough courses, but you may have to avoid a few. The schedule of courses used for this tournament is listed daily in the local paper, (We simply plan our trip one week earlier. Although it really isn’t necessary, we are just anxious to get there and “tee it up”.)

Myrtle Beach in late August is a truly great golf bargain. A large quantity of quality courses to suit every golfers game and budget. We’ll be there!

(Copyright 2005-ehbvi-www.golfgodz.com)

About the Author

Ernie Horning is a Business Owner and avid golfer, and writes for www.golfgodz.com