Children Who Talk to Angels

Filed under:Cute Kids — posted on November 28, 2007 @ 11:40 pm

What do you do when your child begins talking to some unseen entity? How do you determine if it’s a psychic event, an imaginary playmate, or some sign of a mental health issue? You want to handle things in a way that is best for your child and of course in a way that isn’t going to harm them in any way. You also want to make sure that you speak from a spiritual belief system that you can believe in. Your child will know if you are uncomfortable with the topic or if you don’t believe in what you are saying. They’ll also be able to tell if you are scared or threatened by the subject matter. You will want to fully research the concepts and choices before saying something that you might later regret. The first response should probably be no response. After all, it may just be a fabrication to gain attention. Kids do that.

The first thing to look into is imaginary playmates. There is a lot of research and information to be found on the topic. You can ask your child some questions about their little friend and find out pretty clearly if the child is creating an imaginary playmate or not. The research will show you some of the common reasons and scenarios that cause some children to create these friends. Study the topic for yourself and make up your own mind if that’s what is happening with your child.

If you determine that your child does not fit into the imaginary playmate profile, then you have to decide if they’re actually talking to guardian angels, spirit guides, Jesus, or some deceased relative. As I understand it, imaginary playmates are not named after spiritual entities or relatives. They have their own unique names. If your child is specifically mentioning Jesus, or great grandpa Joe who died last month, then you have to evaluate the chances that they’re either suffering a bit of an emotional problem or they really are talking to spirits. I would also look at your own words and see if the child might be trying to win your favor by pretending to channel your favorite spiritual figure. Also, are you giving them subtle messages that maybe you want them to be magical children that talk to angels and spirits? They may be faking it in order to please you. Kids do that.

It might not hurt to find a therapist who believes that psychic events can and do happen. They would be able to give you some professional insight, guidance, and reassurances if needed. If you see a therapist who simply doesn’t believe in such things, then you and your child may be deemed nuts! On the other hand, there are experts who are so hungry to find real live cases of psychic children, that they may overlook signs that your child is faking it or struggling with other issues. You really need to choose the therapist carefully and one with good amount of common sense as well as an open mind. They will be able to help you find out if your child is really channeling someone from the other side or if they’re suffering from some sort of a psychological issue that needs attention. They can also help you to learn how to speak to your child about the events. If it’s determined that your child is psychic, expand your research to include information about psychic children. The fact that it’s Jesus or Joe that your child is talking to may be comforting, but that’s not really the issue. The fact that they can possibly ‘hear’ and ’see’ a dead person means that you have three basic choices before you.

* Make your child stop so they’ll be ‘normal’ and fit in with everyone else. This is typically done by ridicule, punishment, or logically telling them that what they are experiencing is not real. Telling them it’s not real and isn’t happening is a polite form of ridicule.

* Make the child into your personal miracle. Have them show off for everyone you know by channeling grandpa Joe for you, your friends, and family. This will make them feel like a side show freak. This approach could quite possibly backfire on you by making your child quit talking with angels altogether. It can also make them embrace a sense of self who is freakish, causing the child to become a really weird and spooky personality type who doesn’t fit in with anyone anywhere.

* Behave as if it’s perfectly normal to talk with those who have passed over to the other side and act as though it’s simply another form of communication and/or prayer. Explain to them that there’s nothing wrong with them.

However, you should probably warn them, as they get older that there are frightened uneducated people who will not like it. They will need to learn when is the proper (safe) time and place to discuss such things and with whom. By not making a huge big deal of it, you help them to feel like it’s simply a natural part of life. I personally would not want to deny my child such a direct link to the heavens.

My overall recommendation is to research psychic children and imaginary playmates. You can find support groups of other parents and professionals who are addressing this topic. They would have more concrete research and data for you. Whether your child has created an imaginary playmate to entertain themselves, is really psychic, is just trying to get some attention, or is having emotional problems, they were given to you to care for. No matter what your belief system, it’s your job to protect your child and make sure they grow up as balanced and sacred as possible. The most important thing is that you both continue being honest and loving towards each other. Be kind and most things will turn out for the best.

Copyright 2004, Skye Thomas, Tomorrow’s Edge

About The Author

Skye Thomas began writing books and articles with an everyday practical approach to life in 1999 after twenty years of studying spirituality, metaphysics, astrology, personal growth, motivation, and parenting. After years of high heels and business clothes, she is currently enjoying working from home in her pajamas. Go to www.TomorrowsEdge.net to read more of her articles and to get a free preview of one of her books.

Skye@TomorrowsEdge.net

Consolidation Loans: Your Best Friend in Trouble

Filed under:Web Of Loans — posted on @ 7:48 pm

Consolidation loans are like your friend. As a friend in need is a friend indeed, in the same way,consolidation loans are your best friend when you suffer from debt burden. There are so many loans offered by lenders but for debt management, consolidation loans are the best option.

If your debt is going beyond your control and there is no relief then,consolidation loans can help you release your entire debt burden. Consolidation loans consolidate all your present debt like credit card bills, store cards, car repayments, etc., into one easy loan that can be managed comfortably with low rate of interest.

Debt consolidation loans are one of the best ways of taking a new loan to pay off a number of debts. People are going for debt consolidation loans to consolidate debts at lower rate of interest and for the simplicity of a single loan.

Consolidation loans can be either secured or unsecured type. Secured debt consolidation loans are for home owners. Such loans are obtained against the collateral. Before signing a deal, factors like repayment terms, interest rates, other loan offers by the lenders and the credit situations should be considered.

Unsecured debt consolidation loans are suitable for tenants. Such loans are obtained without pledging your property as collateral. Unsecured loans are offered by the lenders at high rate of interest as compared to secured debt consolidation loans. But minimum risk and fast approval of loans are the positive points that can justify your choice.

The author is a business writer specializing in finance and credit products and has written authoritative articles on the finance industry. He has done his masters in Business Administration and is currently assisting E-secured-Loans as a finance specialist.
For more information,plz see the site http://www.longdogfinance.co.uk.

10 Tips To Safe Online Shopping

Filed under:Lifestyle + More — posted on @ 7:44 pm

The internet has changed our buying habits. Many people have found the convenience of online shopping to be a great experience. You can easily click and see the product. You have a fun time shopping, browsing, reading and getting informed about products. And you don’t have to take time out from your busy schedule to fight traffic, crowds and lines to buy the perfect gift for your recipient.

No wonder Internet business generated $301 billion in revenue last year, by a University of Texas estimate.

If you compare shopping online to offline you would think as far as security goes, it would favor offline shopping, right? Not really.

In the years past, shoppers were more reluctant to do their shopping online – now things have changed greatly. And that confidence in consumers directly reflects the enormous growth of online sales.

I have a friend who took his wife out for a romantic evening to a local restaurant. The last place you would expect credit card fraud to happen. By the time he noticed they had charged him double the amount for their dinner, it was too late to go back to the restaurant. He rang me and we concluded that it must be a mistake. It was later that we found out that the restaurant owner’s reputation was a bit shaky. Apparently he frequently overcharged customers in the hope they wouldn’t notice.

I don’t know. It’s a funny world we live in.

Does this mean the internet is safe? Relatively yes, but don’t forget, the Internet is an open field and there are some bad elements out there.

We have been shopping online for years. We never had a problem with credit card fraud on the Internet. But then again, we always take precautions. From this point forward, you will see 10 checkpoints online merchants have to pass to secure our business…

Will your credit card details be safe?

Reputable companies online know that one of the things preventing customers from placing orders with them is customers not been sure whether their credit card details will be safe. Responsible companies have taken this concern onboard and have set up their systems to provide the customer with maximum security.

How would you know if you are entering your payment details on a secure page?

You should see a picture of a lock on the bottom right hand side of your screen. This lock will appear on the page that you fill in when ordering and ensures that your name, address and credit card information is being sent to the online store through encrypted code. This encrypted code means that a hacker will not be able to steal your credit card information.

Does the online store value your privacy and confidentiality?

Prior to the internet days, when I used to order something from a mail order company, mysteriously I would be sent advertising from companies that I hadn’t done business with. Back then I didn’t know that companies sold your personal information for advertising purposes to other companies.

Receiving junk mail was annoying but because of the cost involved, it didn’t happen constantly. Imagine now if you do business online with a company that doesn’t respect your privacy and sells your email address.

Next time you open your email software, you are bombarded with emails ranging from a dozen to hundreds. Now that’s not annoying – it’s intolerable.

So moral of the story here, make sure your email address won’t be sold. Ensure the online store has a privacy statement which would state they will maintain your personal details in the strictest privacy and confidentiality.

Does the online store have contact details?

You may think, of course an online store would display their contact details on their website. You would be surprised. I was. No email address, nothing. This is a sure red flag.

Reputable companies will have contact details.

Do they have a refund policy?

Offline stores have a refund policy and you go into the store, physically select the product and are then allowed to return it for whatever reason. If a refund policy is important in offline stores, it’s twice as important for online stores.

The internet in convenience surpasses the offline world when it comes to shopping - but one thing it can’t match is that offline you can physically touch the product. Therefore a refund policy of 30 days is great, more is better. No refund policy and I would stay away.

Do they send you some sort of confirmation when you place your order?

When you place your order what you need is something to tell you they have receive it, a receipt if you like.

A reputable company will either issue you one via email or display a new page of their website where they thank you and tell you the order went through okay and your product is on its way.

When do they deliver?

What times do they deliver during the day? Do they deliver on the weekends? Can you choose a time to have your gift delivered? Will it be delivered personally to the recipient intended or will the courier leave it outside their door?

How will your gift arrive?

If its flowers, will it come with a vase or in a nice box or wrapped? Will your bouquet contain flower care instructions? How about flower food to make your flowers last longer?

If you’ve ordered another gift product, will they wrap it? In what kind of material will they deliver it? Do they tell you these things on their website?

How long have they been in business?

This may not mean too much. There are companies that start off and surpass all others. But perhaps for your peace of mind, you may want to use an online store that has been in business for some years. To check the history of the company is easy.

You can go to networksolutions.com and click on “whois” on the top bar. You will be taken to a page where you can enter the web address of the online store you want to check and you will receive the relevant information.

Is the online store’s site easy to use?

Is navigating easy? Is looking for products easy? Do their graphics download in a reasonable time? A sure sign of an amateur sight is if they have their website cluttered with information.

Have they gotten any bad reviews?

A reputable company isn’t necessary one that hasn’t any bad reviews to its name. It’s virtually impossible to please everyone.

There have been companies I have bought from and absolutely loved. So it surprises me sometimes when I stumble on a bad review about their products or even bad comments about them.

So when is a bad comment about a company worth considering? I take note of reviews where the writer complains of:

  • not receiving the product
  • not receiving a refund
  • not having their emails answered

If you want to see what kind of reviews a company may have, click on alexa.com. When you get to the website, type in the address of the store you want to check out. This will also show you how long the company has been in business.

Online shopping is fun. Take a little care and make it an experience! Happy shopping!

Copyright © Gina Stathopoulos

Looking for a gift? Let Gina and Nick show you what we buy for friends/family and each other. At our site you will find popular gifts, gift information and stories from our readers. Come have a look http://www.we-recommend.com

How The Gift Tax Works

Filed under:Finance + Capital — posted on @ 7:05 pm

Each year millions of Americans give a gift to other individuals
that they know. Gifts can be considered anything from a new
vehicle, to a trip, to a piece of land. A gift tax is a tax that
is imposed when an individual gives away a certain amount of
gifts that are considered valuable.

According the Internal Revenue Service (IRS), an individual who
gives a gift or a combination of gifts to one person that is
valued at over eleven thousand dollars must pay a gift tax. The
Internal Revenue Service (IRS) does not require that the
individual who received the gift pays the gift tax. The only
individual who is responsible for reporting and paying the gift
tax is the person who gave the gift away. A gift is when
something is given away at no cost. The Internal Revenue Service
(IRS) defines a gift as something that is given away without
receiving anything of similar value in return. Gifts that are
recognized by the government include property and money.

There are a number of exceptions to the gift tax imposed by the
Internal Revenue Service (IRS). Gifts that are given to a spouse
are not considered taxable. Another gift tax exclusion includes
gifts that are used for education or medical expenses. This gift
tax is often applied when a close family friend or family
relative pays a portion of the college tuition expenses or
medical expenses of someone they know. Gifts that are given to a
charity are also not considered taxable. Individuals can donate
their land, their vehicle, or money to an established charity
and it will not be considered taxable. HREF=http://www.taxhelpdirectory.com/taxstratagies/ rel="nofollow">http://www.ta
xhelpdirectory.com/taxstratagies/

Individuals who give a taxable gift that exceed eleven thousand
dollars are required to file a Form 709: United States Gift (and
Generation-Skipping Transfer Tax Return). The Form 709 can be
obtained by contacting the Internal Revenue Service (IRS) or by
printing the form off of the Internet. It is also possible to
obtain an online form by visiting the website of the Internal
Revenue Service (IRS) at HREF=http://www.irs.gov rel="nofollow">http://www.irs.gov. This form comes
in a PDF format that allows individuals to enter in their
information using the computer, and they can print off the
completed forms to be mailed to the Internal Revenue Service
(IRS).

In addition to the eleven thousand dollars a year gift tax
restriction, individuals are also subject to a lifetime gift tax
limit. That lifetime limit is one million dollars. Individuals
who exceed one millions dollars in gifts in any number of years
are required to start paying taxes on any more gifts that are
given in the future. This means that even if an individual gives
a gift that is less than eleven thousand dollars, the next year
they are still required to pay a gift tax because they exceeded
their lifetime gift tax allowance.

Giving another individual or charity a gift of money or property
is a great way to reduce the likelihood of having to pay an
estate tax later on in life. In addition to offering a number of
tax benefits, a gift also allows individuals to give back to
their children, family, friends, or community.