Understanding The Three Different Types of Income

Filed under:Safer Investments — posted on September 3, 2007 @ 11:18 pm

Part of learning to become financially free is to begin to understand that there are three different types of income. They are: capital gains, passive income, and earned income. They are the three types of ways to make money, and are very easy to understand.

Capital Gains - When you buy a stock, and sell it for a higher price, you have made a capital gain. If you buy a house and then later sell it for a profit, you have made a capital gain. If you buy an antique at a low price and then sell it for a nice profit, you have made a capital gain. Capital gains are not passive income. They are a one-time payment that you receive from an investment because your investment has increased in value. Investing for Capital Gains is great because you can keep your money moving, instead of just letting it sit in the bank. The government loves to tax capital gains, especially if you bought and sold your investment in less than one year. Lets say you buy a stock, and the stock doubles in price during the week so you decide to sell it. You’ve made a nice capital gain, but the government could take as much as 35% on that capital gain, depending where you are in the income-tax bracket. If you hold onto your investment for a year or more, the government rewards you with a more favorable capital gains tax rate.

Passive Income - Passive income is payments that you receive from the assets you have created. These payments usually come monthly, and require little or no work for you to receive them. Some types of assets that produce passive income are rental properties, dividend stocks, and businesses. Assets that produce passive income continue to do so until the asset is liquidated (sold). Passive income is what makes a person rich. If a person has more than enough passive income to cover his or her expenses, that person is rich.

Earned Income - Earned income is the primary source of income for most American’s today. Any type of job that pays an hourly wage, pays earned income. People who rely only on earned income, pay the most taxes. Federal, State, Unemployment, Social Security, and Medicare taxes are all deducted from a persons paycheck. With passive income and capital gains, the types of taxes you pay (if you have to pay any at all) depend on your investment. Earned income is not necessarily a bad thing. Having a job or career is a great way to earn the capital required in order to create assets.

Almost everyone who starts his or her own journey to financial freedom begins with earned income. Relying solely on earned income should be temporary. In America today, many people rely on earned income alone, and saving most their earned income for many years until they retire. The path to financial freedom requires making the transition from relying on earned income, to passive income

Michael Press is an investor and teenage entrepreneur. He currently owns and operates www.passiveincomeinfo.com and www.promoteyourarticles.com.

Sushi Buffets Anyone?

Filed under:Food Center — posted on @ 9:53 pm

It was 25 years ago when I was first introduced to sushi, and it was love at first taste. I’ve been a sushi addict ever since. Back in 1981, I was in grade 11 living with my parents in Vancouver, Canada. That Christmas for the holidays, I went out to Irvine, California, to visit with my cousin and his wife, who were studying at UC-Irvine. I recall my cousin asking if I had ever tried sushi. I had no idea what on earth he was talking about. He explained that it was a Japanese delicacy, whereby raw fish was beautifully prepared usually on beds of rice, and presented by sushi chefs in what could best be described as a culinary art form. Having grown up in Vancouver, which was back then more of a colonial outpost than an international cosmopolitan center, I had never heard the term sushi. But I was keen to try. So for lunch, my cousin took me to a local Irvine sushi bar (whose name I no longer recall), and I’ve been a sushi fan ever since.

I recall it being a completely new experience, although one today that everyone accepts as common place. You walk into the sushi bar, and the sushi chefs behind the bar yell out Japanese words of welcome, and it seems like the person you’re with is a regular and knows the chefs and the menu as old friends.

The sushi scene has much evolved in North America, and today, almost everyone has heard of sushi and tried it, and millions have become sushi addicts like me. Of course there are people who can’t bring themselves to accepting the idea of eating raw fish, possibly out of fear of catching a disease from the un-cooked food. But this fear is unfounded, as millions of people consume sushi each year in North America, and the incidents of sushi-related food-poisoning are negligible.

Sushi has become wildly popular in metropolitan centers with diverse cultural interests, specially those with sizeable Asian communities, and those that are popular with Asian tourists. As such, Sushi restaurants are concentrated up and down the west coast of North America with sushi bars being easy to find on most street corners in Los Angeles, San Francisco, Las Vegas, and Vancouver. Over the past quarter century since its arrival in North America, the sushi dining experience has made a significant change in a number of key markets, which has broadened its appeal. The development of the all-you-can-eat sushi buffet has changed the way many people have come to know sushi.

Initially, the sushi dinning experience was only for the well-healed. The raw seafood ingredients that make up the basics of the sushi menu include tuna, salmon, shrimp, scallops, eel, mackerel, squid, shark-fin, abalone, and red snapper. It is imperative that the raw seafood be properly cleaned, stored and prepared, and in most markets (even on the west coast) these raw ingredients are costly when compared to other foods. Therefore, the cost of eating sushi has historically been expensive. Sushi bar eating is typically marketed in an a la carte fashion whereby the diner pays for each piece of sushi individually. Although a simple tuna roll chopped into three or four pieces might costs two or three dollars, a more extravagant serving such a piece of eel or shark-fin sushi can easily cost $4 to $6 or more, depending on the restaurant. It is easy to spend $100 for a nice sushi dinner for two at an a la carte sushi bar, and this is well out of reach for many diners.

The sushi dining business model changed over the past decade. Some clever restaurant operators saw a new opportunity to make the sushi dining experience more of a mass-market business opportunity, instead of a dining experience only for the rich. They devised a way to mass-produce sushi, purchasing ingredients in bulk, training and employing sushi chefs in high-volume sushi kitchens, where a team of 5 to 15 skilled sushi chefs work non-stop creating sushi dishes in large capacity settings, where such restaurants can typically serve several hundred diners per night. It was this business model that devised the rotating conveyer belt, where the sushi plates are placed on the belt and cycled through the restaurant so diners can hand-pick their desired sushi right off the belt at their table side. However, the key marketing concept borne from this model was the single price, all-you-can-eat sushi buffet concept, where the diner pays a flat price for all the sushi he or she can consume during a single seating, typically capped at two hours by most sushi buffet restaurants. Most major cities in North America will have an all-you-can-eat sushi buffet restaurant, although they are predominantly situated on the west coast.

Outside of Japan, without a doubt, the city of Vancouver, Canada, has more sushi restaurants than any other city. Part of the explanation might be the fact that Vancouver has the largest Asian immigrant population in North America, and it is a very popular tourist destination for tourists from all over Asia. Many of Vancouver’s immigrants seek self-employment, and open restaurants, many of which cater to the sushi market which is ever-growing. The Vancouver suburb of Richmond has a population exceeding 100,000, and the vast majority of its residents are made up of Asian immigrants that came to Canada over the past two decades. Richmond probably has the greatest density of Asian restaurants to be found anywhere outside of Asia, with every strip mall and shopping center sporting several competing eating establishments. Of course sushi is an integral part of the Richmond restaurant business, and diners can find everything from $5 lunch stops, to $20 sushi buffet dinner mega-restaurants.

Vancouver’s lower mainland (which has a population of some 2 million) is also the world’s undisputed capital for all-you-can-eat sushi restaurants. Given Vancouver’s fame for its abundance of fresh seafood due to its Pacific Ocean location, the city’s sushi restaurants have become world famous for trying to outdo each other by offering superb quality all-you-can-eat sushi, at the best prices to be found anywhere on the planet. Quality sushi in Vancouver is priced at a fraction of what one would pay in Japan, and many Japanese tourists marvel at Vancouver’s huge selection of quality sushi restaurants. Some say Vancouver’s sushi offering meets and exceeds that found in Japan, certainly in terms of price! Very few people in Japan can afford to eat sushi other than for a special occasion. However, sushi is so affordable in Vancouver that residents and tourists alike can eat it on a regular basis, without breaking the bank! In the past decade, the price of eating sushi in Vancouver has tumbled, with sushi restaurants literally on every street corner, and the fierce competition has driven the cost of a quality all-you-can-eat sushi dinner down to the $CAD 15-20 range. An all-you-can-eat sushi dinner for two, with alcoholic drinks can easily be had for less than $CAD 50, which is half what one would pay at a North American a la carte sushi bar, and probably one quarter what one would pay for a comparable meal in Japan!

In the United States, the greatest density of all-you-can-eat sushi buffets is found not in Los Angeles, San Francisco, or Miami, but in Las Vegas of all places. Las Vegas is famous for taking what is famous elsewhere, and relocating it to Sin City and making it bigger and better. And sushi is no exception! Most of the major casino buffets offer sushi in one form or another on their daily menus. However, the city’s best all-you-can-eat sushi is found at the biggest casino buffets including those at Mandalay Bay, Belagio, Paris, Aladdin, Rio and the Hilton. For non-casino buffets, try Todai, which is located in the Desert Passage Mall at Aladdin. Todai offers a superb all-you-can-eat sushi buffet, which like the casino buffets, also includes all-you-can-eat Alaska King Crab legs. As a bonus, Todai also offers many Japanese sushi delicacies not offered at the casinos, but is priced at approximately $30 US, whereas the casino buffets are slightly loss costly priced in the $20-$25 range. No matter how you slice it, or no matter how you pick it up with your chop sticks, sushi is considerably more expensive in Las Vegas than what you’d pay in Vancouver!

Of course other cities like Los Angeles, San Francisco, San Diego, Miami, and others have their fair share of all-you-can-eat sushi restaurants too. But probably the best sushi in the United States is found in Honolulu, Hawaii. The reason being that Hawaii is but several hours flying time away from Japan, and it is wildly popular as a tourist destination for many Japanese. Hawaii also has a sizeable Japanese immigrant community and has ready access to exotic and fresh seafood, all the necessary ingredients for a thriving sushi restaurant culture!

Dollar for dollar, there is no place in the world that can compete with Vancouver, Canada, for offering diners superb all-you-can-eat sushi, at bargain prices! So much so, one Vancouver entrepreneur has opened a website completely devoted to the North American all-you-can-eat sushi scene. The www.SushiBuffets.com website provides a forum where all-you-can-eat sushi fans can rate and provide their own reviews of local sushi buffets.

Happy sushi eating, and if you know of an excellent sushi buffet, be sure to tell everyone in the SushiBuffets.com forum!

Henry Tenby - EzineArticles Expert Author

I was born in 1964, and raised in Vancouver, Canada. In 1982, I graduated from St. George’s School in Vancouver. A very keen interest in commercial aviation dates back to my pre-school years. After high-school, I graduated with a BBA in Aviation Management from the University of North Dakota in 1986, and then completed an MBA from UC-Irvine in 1989. I then worked for NWT Air for six years as Manager of Corporate Planning, based in Yellowknife, until the airline was sold in 1997. In June, 1999, I become a self-employed entrepreneur and all of my online achievements are showcased in my http://www.HenryTenby.com website.

Bidding And Buying On EBay: Bonus Or Bogus?

Filed under:Exchange Markets + Auctions — posted on @ 2:15 pm

You’re undoubtedly heard about people getting great deals on items they bought through eBay. If you’re a bit envious and ready to try your hand, here’s your chance to learn more.

Exactly What Is An eBay?

It’s an online auction website, in fact the biggest one in the world. You know how an auction works — someone puts up something they want to sell and then buyers come along and place bids on it. The highest bid wins the item.

Being an online auction makes eBay a bit different, though. eBay accepts almost any item, no matter how small, and will then advertise it on their sites all over the world.

How Does Bidding On eBay Work?

Bidding on eBay is a little more complex than a normal auction. On eBay, you enter the maximum amount you are willing to pay for an item, and then eBay places the bids on your behalf. You could enter a maximum bid of $100 for something, and end up paying only $25, if that was sufficient to win.

The best introduction to eBay is to dive in and give it a try. First, you need to go to the eBay website for your country. If you don’t know the address, just go to www.ebay.com and you will find it. Once you have the front page of your country’s website, you should see a big box marked “esearch.” Just type into the box anything that you’d like to buy.

When you enter an item, say an opal ring, the website gives you a list of opal rings for sale, along with how much people are currently bidding for them, and the time when bidding ends for that item. Click on each of the listed items, and you can read the description. If you find an item you want, and are willing to pay more than the current highest bidder, then it’s time to enter the fray.

How Can I Buy What I Want?

On the item’s description page, scroll down to the bottom and type the maximum you are willing to pay into the box. Then click the “eplace bid” button. At this point you will need to sign in, or go through a quick registration process if you are new.

eBay will let you know if someone else’s maximum bid on that item is higher than yours, and you’ll have an opportunity to change your bid. Otherwise, you’re now the new highest bidder! You can sit back and wait until the end of the auction. Meanwhile, if someone else outbids you, eBay will notify you by email, and you can revise your bid.

Sounds like a fun shopping experience, doesn’t it? Well, if you’re ready, it’s time to jump into the eBay.

Visit Shop Ebay to learn more. Ron King is a full-time researcher, writer, and web developer, visit his website at Website

Copyright 2005 Ron King. This article may be reprinted if the resource box is left intact and the links live.

Colon Cleansing and Toxicity

Filed under:Hall Of Medical Resources — posted on @ 12:53 pm

There are many recipes and formulas for body cleanses. This article does not provide a review of those; rather it suggests some supportive measures.

Cleanses usually start with the colon, the obvious place for the accumulation of waste and toxins. This is probably the most essential step, followed closely by cleansing the liver. The green alga Chlorella, the highest source of chlorophyll on the planet, is excellent for both – see below.

As well as using specific cleanses from time to time, it is good practice to work into one’s diet foods that help the body deal with toxicity and the by-products of incomplete digestion. If you can manage to integrate some of the following into your everyday eating plan, you will benefit.

The 3 herbs listed below are better taken as teas because they are more readily assimilated and you thereby increase your fluid intake, rather than having to drink extra glasses of water with capsules.

Help your body cleanse by learning to like the following:

Dandelion (Taraxacum officinale)
Dandelion has a cleansing effect because it aids the function of the liver, which carries many of the body’s most vital digestive and blood cleansing functions. Dandelion has the ability to clear obstructions and it stimulates the liver to detoxify poisons.

In the words of herbalist Louise Tenney in “Today’s Herbal Health”, “It should be regarded as a valuable survival food. It contains all the nutritive salts that are required for the body to purify the blood. It promotes a healthy circulation, strengthens weak arteries, cleanses skin blemishes and restores the gastric balance in persons who have suffered from severe vomiting.”

It has gentle laxative properties and, eaten raw, it is said to improve the enamel of the teeth.

You can buy Organic Dandelion Coffee online from Golden Fields of New Zealand.

Burdock (Arctium lappa)
Burdock is another great blood purifier that works very well in conjunction with Dandelion. It has the ability to reduce swelling around the joints. This is because of its power to promote kidney function, enabling the kidneys to clear the blood of harmful acids that create joint swelling and pain.

Herbalist Juliette de Bairacli Levy says in her “Illustrated Herbal Handbook”,
“Burdock is one of the most valued plants in herbal medicine. It rapidly increases the flow of urine. Uses: Remedy for all blood disorders, including the chronic ones - gout, rheumatism, arthritis, sciatica.”

It also aids the pituitary gland in releasing an ample supply of protein to help adjust the body’s hormone balance and it is helpful in all skin conditions, including eczema.

Look out for a true herbal combination of Dandelion and Burdock - NOT the soft drink or candy products going by that name. You can buy Organic Dandelion and Burdock Tea or Coffee online from Golden Fields of New Zealand, and from ZooScape.com or Neal’s Yard in USA. For UK readers, Neal’s Yard also has a UK site.

Nettle (Urtica dioica)
Nettle is one of the best blood purifiers. It contains alkaloids that neutralise uric acid, which helps with rheumatism, gout and toxicity. It is also extremely rich in chlorophyll (another powerful blood cleanser), as well as iron, silicon and potassium. The whole plant is extremely medicinal, from the roots to the seed.

Research with Nettle has indicated its value in treating Alzheimer’s disease, arthritis, asthma, bladder infections, bronchitis, bursitis, gingivitis, gout, hives, kidney stones, laryngitis, multiple sclerosis, PMS, prostate enlargement, sciatica, and tendinitis. Externally it has been used to improve the appearance of the hair, and as a remedy for oily hair and dandruff.

The leaves when lightly boiled to neutralise the stinging quality can also be used to cleanse the blood, tone up the whole system and as a cure for anaemia, rheumatism, sciatica, arthritis and infertility. The root is used in the treatment of dropsy, lymphatic ailments, and to remove gravel and stones from any organ in which they have formed, especially the kidneys.

Chlorella micro-alga
Chlorella contains chlorophyll, more than 20 vitamins and minerals including B complex, beta-carotene, vitamins C and E, iron and calcium, and 19 of the 22 amino acids. It is almost 70% protein. Chlorophyll is a liver detoxifier, a bowel cleanser, and a catalyst for the absorption of other elements, including iron. Chlorella is the highest source of the nucleic acids DNA and RNA, reduced levels of which are implicated in physical deterioration and ageing.

It boosts the immune system and fights infection. It has been shown to increase the good bacteria in the gastrointestinal tract, helping treat ulcers, colitis, diverticulosis and Crohn’s disease. It has been used to treat constipation, fibromyalgia, high blood pressure, high cholesterol and cancer, and also to protect the body from the effects of cancer radiation treatment. It is effective in removing heavy metals from the bloodstream. In Japan, it is traditionally used as a treatment for duodenal ulcers, gastritis, hypertension, diabetes, hypoglycaemia, asthma, and constipation. How can one thing treat all these ailments? See my article “Treatment - Pharmaceutical or Holistic?” on this site.

Dose Rates for Chlorella:
3gm/day: Maintenance;
5-7gm/day: For improved results;
15-20gm/day: For heavy metal detoxification.

Dietary Fiber
This is the mechanical part of the cleansing process. Dietary fiber helps sweep out the colon and by increasing the bulk of stools, it helps constipation, which always leads to toxicity. Soluble fibre intakes of between 2 and 10 grams per day have also been shown to produce significant but small decreases in total cholesterol and LDL cholesterol. Oat bran, psyllium hulls and pectin are all good sources of soluble fiber.

Note: The above information is offered not as a prescription or in place of proper medical care, but as a report on research findings which may be of interest. In cases of sickness, the attention and care of a nutritionally aware health professional are essential.

Patricia Howitt - EzineArticles Expert Author

Patricia Howitt
Webmistress, Web and Graphic Design, Author
Patricia’s career has been as a government lawyer working on the medico-legal field. She now indulges her passions for art and writing as a graphics and web designer.
Visit http://www.healthnews-nz.com for information to empower you in making decisions about your health.
Visit http://marketing.1stclassweb.info for Internet marketing and web development insights.

If I Won the Lottery, I Wouldn’t Have to Job Search!

Filed under:Management & More — posted on @ 12:20 pm

IF I WON THE LOTTERY, I

WOULDN’T NEED TO JOB SEARCH!

Let’s take a look at how many people
win lotteries in a year’s time. We all
know the numbers are small.

But what if you won a lottery with oodles
of money at your disposal. What would
you do?

A lot of people immediately say: “They
would quit their jobs”. Others say: “They
would travel”. Some say: “I’d pay off
my debts” A few say: “I’d help the world
reduce its problems of disease, poverty,
etc.” It’s possible for others to say: “I’d
help my relatives”.

Whatever the reasons for using lottery
money, these are the reasons you need to
use to job search, regardless of what financial

state you find yourself in.

Try it this way. As you make mental plans
about how to spend your imaginary lottery
winnings, look at your choices. They are
your life values. Don’t discount them!

Whether you have won the lottery or
not today, do some of the things that
you ascribe to the values you believe
in. If it’s in helping Uncle Joe, then
just do it!

This is a small tip to help you decide
where and how you want to use
money. Your values will always rule!

c, 2004-05

Marilyn J. Tellez, M.A.

Certified Job & Career Transition Coach

Email: doitnow@nwinfo.net

Web: http://www.doitnowcareers.info

Home Elevators Invade Surburban Homes

Filed under:Home Improvement Center — posted on @ 11:25 am

Residential elevators continue to gain momentum in new home
developments across North America. Baby boomers who are
considering major renovations or who are looking towards buying
their last home are considering home elevators as an important
upgrade for the long term.

A good source for home elevator comparisons is available at
http://www.silvercross-elevators.com

Five years ago, home elevators were mainly being considered for
large custom homes as a status symbol. Today, builders are
looking at residential elevators as the next appliance.

Home elevators are allowing the builder to differentiate
themselves from their competitors and to attract home buyers
with something unique.

Architects are building into new home designs the possibility of
converting closet space on upper and lower floors to match a
home elevator shaft size to allow for future installation.

Home elevator manufacturers are consolidating into a group of
about 5 key suppliers in North America. Competition is expected
to increase as the market size expands.

Some models require a machine room in addition to the shaft to
enclose the elevator. Newer models are being designed to avoid
the extra space requirements of a machine room by having the
lifting device at the top of the shaft.

A vacuum elevator hit the market a few years ago and continues
to gain market share in limited space and specialty site
applications.

Elevator sales are expected to double in the next few years as
the market place becomes more aware of the options and models
available.

Campfire Capers: The Skinniest Fish I Ever Saw

Filed under:A Life Of Leisure — posted on @ 9:42 am

Next to the hilarious conversations and rowdy campfire capers,
the next best thing about our “fishing trips” had to be the
great food, especially the pan frying of a day’s catch. All
species tasted the same–excellent! Perch and walleye seemed to
be the group’s preferred fare but crappies, bluegills, catfish,
and even the state’s “put and take” trout, all melted on the
tongue whether breaded, coated with special sauces or spread
over with just a hint of butter, salt and pepper. Wash the
palate with some cold beer and there you have it–the ideal
camping meal.

To accommodate the quick preparation of such meals in
anticipation of frighteningly large appetites, the guys would
often clean fish on the boats and ice down the fillets. The
carcasses (now resembling those cartoon fish skeletons) slipped
quietly over the sides of the boats, sinking to obscurity and
the awaiting jaws of crayfish and other underwater
scavengers…but I digress…

On this particular day, we opted for an early end to the fishing
and a speedy banquet of the several baggies full of fillets.
Most of the boats came in at the same time, but Freeman and
Father Wisdom stayed out a while, taking advantage of the nice
weather conditions and their sole possession of the Tub Run cove.

The fire was roaring, thanks to landlubbing Muskie, keeper of
the flame. Puff whipped up some of his famous “sauce” (some
combination of ketchup and horseradish); other guys breaded the
fish or cut up some potatoes for frying. Things were looking and
smelling promising. In the midst of the pre-feast oblivion,
Hoppie yelled, “here comes Freeman–he’s holding something up in
the air, but I can’t make out what it is.” About the same time,
Freeman, as their boat slid into the back, laughingly announced,
“You guys are NOT going to believe this. Look what I caught!”

And there it was, suspended from his thumb in the standard
grab-the-bass grip–the skinniest fish I had ever seen. Freeman
had managed to hook in the mouth and land a filleted smallmouth
bass, still “gilling” though lacking all side flesh and skin.
The resulting explosion of incredulity stands unmatched by any
event ever experienced by our group, before or after the day
Freeman made that catch. That topic consumed hours at the
campfire that night, especially when Gasser got into the
biological improbabilities of this never-before- witnessed
phenomenon. Guys accused Freeman of rigging the catch and of all
other sorts of chicanery and buffonery. Cappy was regarded as
co-conspirator. They both swore the catch was legit.

We often tell the story to others, but we are met always with
disdainful rejection and bitter expressions of disbelief,
absolute denial of any possibility of such a thing happening.
Too bad. It’s the truth.

Overcoming Artist’s Block (Part 1)

Filed under:House Of Self Improvement — posted on @ 6:31 am

How many times does an artist stare down at that blank piece of paper thinking “What on earth do I paint - Where do I put my first mark?” More often than you would imagine! It happens to all creative people actually, from visual artists, designers, poets, through to musicians and writers.

When this situation arises, you are in the grip of creative block. When you wrack your brains to come up with ideas but just can’t seem to. There may be contributing factors to this state, such as tiredness, depression, environmental, physiological or psychological issues. On the other hand you could just be experiencing a period of simple low creativity.

When this happens there are a few things you can do to restore your creativity levels at will, however what you must not do is worry or fret about it. If the worst comes to the worse and you don’t seem to be able to produce any work, simply regard the period as a ‘holiday’ or a rest. Your creativity level WILL rise again. In the meantime, utilise the time spent not creating
to do positive things anyway.

Research other artists’ work. Visit galleries or surf the net and see what other people are doing. Join artists’ chat rooms or visit message boards or forums where you can exchange ideas and views with other artists. Just talking to other creative people can give you a real buzz! You might even make some new friends in the process.

Spend the time you are not actually producing art, by increasing your marketing efforts. Send postcards to galleries, research upcoming local art fairs or events where you could possibly take a booth to sell your art. Have some leaflets or brochures printed up all about yourself and your work. Take a couple of days out of your schedule and do a local neighbourhood leaflet drop.

Update your website or online portfolio. You may think it’s already perfect but it’s not often that things can’t be improved or sharpened in some way. Update your artist’s statement; put new ‘zing’ into your descriptions.

If you really can’t face doing anything concerning your own artwork, visit the theatre, go to a pop concert, browse local museums. Go to a restaurant or coffee bar with friends and have a (non art related) natter.

Use the time to take a complete break, if this is what works best for you. You will instinctively know when the time is right to ‘go back’ to your art. When this happens there are lots of techniques you can use to get back into the swing of high creativity. These I explore in my article ‘Overcoming Artist’s Block (part 2)’.

Gail Miller is a professional artist whose
artwork is a visual feast of colour and fun.
Her fascination with bold colours and fluid,
expressive shapes and line are evident in
funky abstracts, sinuous nudes, vibrant still
life paintings and lively townscapes.
Visit her website at http://www.gailmiller.com

Five Easy Ways to Reduce Menstrual Cramps

Filed under:Universe Of Gender Issues — posted on @ 4:01 am

Menstrual cramps, also known as dysmenorrhea, is recognized as
the single greatest cause of lost school and working hours among
women which is estimated at 140 million hours annually in the
United States alone.

Unlike before, menstrual cramps is now considered as a serious
medical condition. Thus, in addition to the usual home remedies
of dysmenorrhea, health experts and practitioners alike are
giving some helpful tips that can help women during that
particular painful time every month. Here are some that we have
listed just for you.

1.Try an over the counter Ibuprofen. It can be found as the
active ingredient in several OTC medications, such as Advil,
Nuprin, and Motrin IB. The OTC dose per pill is 200 milligrams.
The recommended dose is one tablet every four to six hours (or
two, if one does not work), not to exceed six in a 24-hour
period. Prescription formulations come in dosages of 400 to 800
milligrams.

2.Try taking an oral contraceptive. Oral contraceptive pills can
be quite useful in treating menstrual cramps because they
decrease the amount of menstrual tissue formed and lower the
pain level (amplitude) of the uterine contractions probably due
to their progestin effect.

3.Try an over the counter mefenamic acid. Mefenamic acid
effectively relieves severe menstrual pain while also reducing
heavy menstrual bleeding, easing menstrual migraine, and easing
the physical and emotional symptoms of premenstrual syndrome.

4.Try to eat small frequent meals because a lot of food causes
blood sugar to swing up and down causing symptoms of PMS.
Instead of eating three large meals, eat five or six small meals
a day, about two and a half hours apart.

5.Exercise can help alleviate painful menstrual cramps by
raising the level of beta-endorphins, chemicals in the brain
associated with pain relief. Exercise raises the levels of beta
endorphins, which have a positive effect on mood and behavior.

6.Reduce salt intake to prevent water retention that causes
bloating. Likewise, avoid liquor and other alcoholic beverages
to reduce headaches.

7.Learn to relax. Rest, sleep and relaxation exercises can help
reduce the pain and discomfort of menstrual cramps. At least
take time for a relaxing massage or bath with oil made with
chamomile, lavender, marjoram, ginger and/or clary sage. They
are aromatic and can aid in relaxation.

8.Visit your health care provider if excessive pain and cramping
persists.

Do not live in pain. So next time a painful menstruation
strikes, try these simple tips.

For Further Help, Please Visit
www.natural-stamina.com/Menstrual.html

8 Surefire Ways to Spot an EBAY Scam E-Mail and Protect Yourself from Identity Theft

Filed under:Net Portal — posted on @ 2:24 am

Ebay is a great site and is used by many to buy and sell new and used Items. It truly is the worlds Largest Garage Sale Unfortunately when an online site becomes as big and popular as E-Bay the scam artists seem to just naturally follow. These Scam artists will often try to steal your Idenity and get your bank or credit card information in addition to your E-Bay Id and Password

A Typical Ebay Scam Artist will send you an e-mail requesting that you update your account. Often this request to update your account is made under some false pretence like it is suspended or has been suspected of Fraudulent use. Here is a Copy of a recent Ebay Scam E-mail I received http://ewguru.com/ebay-scam. You will notice the E-Bay Link on this page looks real. Don’t click it. You can however do a right click properties and notice that it is in fact a phony link.

E-bay has an excellent online Tutorial that teaches how to spot and protect yourself from spoof e-mails
http://ewguru.com/spoof-emails

Here are 8 Surefire Ways to Spot an EBAY Scam E-Mail and Protect Yourself from Identity Theft

1 - Wrong E-Mail Address

Any E-mail Sent to an E-mail Address that is Not Your Primary Ebay E-mail Account is more then likely a scam.

2 - Fake links.

While many emails have links included, just remember that these links can be forged too. After you click on the Link a Real E-Bay Address should appear. To determine if the Web address in your browser is a real eBay address, look for “.ebay.com” immediately before the first “/”.

3 - Requests Personal Information

Any E-mail that requests you enter personal information like User ID, password or bank account number either by clicking on a link in the E-mail or completing a form within the e-mail are a strong indication the e-mail is a SCAM

4 - Urgent Subject Lines

Subject likes * * * Please Verify & Update Your Account * * *

5 - Generic greetings.

Lot’s of emails begin with a Greeting, such as: “Dear Ebay member instead of the Name you used when you registered for your account

6 - Scare to Action

Many Fake emails try to trick you with the threat that your account is in jeopardy if you don’t sign in and fix it NOW!

7 - HTML Website Fakes

Emails that appear to be websites. Some emails will look like a website in order to get you to enter personal information. Ebay never asks for personal information in an e-mail.

8. Misspellings and bad grammar

Fake emails may contain misspellings, incorrect grammar, missing words. Many Times these are used to trick the E-mail Filters

A quick review
If you receive an E-mail with a Link requesting you to click on the link and sign in to your E-bay account, Don’t Do It!

If you receive an E-mail that looks like an Ebay Sign in Form, Don’t Sign in!

If you are unsure if the e-mail is Real or fake forward it to spoof@ebay.com and request assistance.

If you absolutely must login to your Ebay account then I would highly recommend you do the Following. Close all open Browser sessions. Run a Spyware check on your computer You can get a free Spyware program here (http://ewguru.com/sware) then type in http://www.ebay.com/ directly into your Browser window and Login from the E-bay Web Page. Never click on a Login Link from Any E-Mail.

Mike Makler - EzineArticles Expert Author

About The Author:
Mike Makler has been Marketing Online Since 2001 When he Built
an Organization of over 100,000 Members

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Copyright © 2005-2006 Mike Makler the Coolest Guy in the Universe

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